Calculate Your UIF Benefits Instantly
South Africa's most accurate online UIF calculator. Know exactly what you're entitled to.
What is UIF in South Africa?
The Unemployment Insurance Fund (UIF) provides short-term relief to workers when they become unemployed, or are unable to work because of illness, maternity or adoption leave.
Key Facts About UIF
✔ Who contributes: Both employees (1% of salary) and employers (1%)
✔ Maximum benefit period: 365 days (depending on credits)
✔ Salary cap: Benefits calculated on max salary of R17,712/month
✔ Payment frequency: Usually paid monthly in arrears
How UIF Benefits Are Calculated<
Your UIF payment depends on two main factors:
1. Income Replacement Rate (IRR)
A sliding scale from 38% to 60% of your income, where lower earners get higher percentages.
Formula: IRR = 29.2 + (7173.92 / (Daily Income + 232.92))
2. Credit Days
Every 4 days you work earns 1 credit day (max 365). The longer you've contributed, the longer you can claim.
Example: 4 years work = 365 credit days (max benefit period)
Example: 4 years work = 365 credit days (max benefit period)